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Michael Klutho Elected to ACA Board of Directors


Michael Klutho was elected to the ACA International, Inc. (ACA) Board of Directors at its annual meeting. Comprised of more than 230,000 industry employees, ACA establishes ethical standards, produces a wide variety of products, services and publications, and articulates the value of the credit and collection industry to businesses, policymakers and consumers. The ACA Board of Directors governs the affairs, activities and concerns of the association.

Michael was also recently elected President of the Great Lakes Credit and Collection Association (GLCCA), the Minnesota, Wisconsin and Illinois Chapter of ACA International. GLCCA exists to provide resources to members to enhance and buttress business viability and regulatory compliance. The association recently welcomed Michael on its blog.

A significant part of Michael’s practice involves the defense of collection attorneys and collection agencies facing FDCPA, FCRA and TCPA lawsuits. Michael has defended thousands of consumer lawsuits brought against collection professionals. His practice in this area also includes the defense of claims brought by governmental regulators overseeing entities involved in the credit and collection industry, and risk management audits and advice.

Michael chairs the firm’s Consumer Law Defense Practice Group and recently served as co-chair of the Minnesota State Bar Association’s Consumer Litigation Section. He frequently presents on the FDCPA, FCRA, TCPA and related issues and is a Certified Instructor through ACA International. Michael is licensed in Minnesota, Wisconsin, Iowa and Missouri, as well as many federal jurisdictions.